These Terms & Conditions ("Terms") govern your use of My Estate Plan ("My Estate Plan," "the App," "we," "us," or "our"). By downloading, installing, accessing, or using the App, you agree to these Terms.

1. Description

My Estate Plan is a personal estate-planning organization and educational application. It can help organize people, assets, decisions, documents and records, trust-funding information, actions, and review information.

2. Not professional advice

The App is not a law firm, financial advisor, tax advisor, investment advisor, insurance advisor, or other professional service. Information and guidance are general and educational. Use of the App does not create an attorney-client, fiduciary, or other professional relationship. Consult qualified professionals for advice specific to your circumstances.

3. No legal document generation

The App is not intended to create, execute, validate, or replace legally effective wills, trusts, powers of attorney, healthcare directives, beneficiary forms, deeds, contracts, or other legal instruments. Recording an intention in the App does not itself create a legally binding disposition or instruction.

4. Accuracy and responsibility

You are responsible for the information you enter and for verifying it. Approximate asset values, ownership percentages, allocations, dates, notes, and other records may be incomplete or inaccurate and should not be treated as formal valuations or legal determinations.

5. Local storage and backups

The core App is designed for local-first use. You are responsible for maintaining your device, protecting access to it, and maintaining backups or exported copies you consider necessary. We are not responsible for loss caused by device failure, accidental deletion, operating-system changes, loss of device access, or other events outside our reasonable control.

6. Acceptable use

You agree to use the App lawfully and responsibly. You may not use it to violate applicable law, interfere with its operation, reverse engineer it except where permitted by law, or attempt unauthorized access to associated systems.

7. Intellectual property

The App, website, branding, design, software, text, graphics, and other materials provided by us are owned by or licensed to us and protected by applicable intellectual-property laws, except for content you independently provide.

8. Third-party services

The App or website may interact with Apple system features or third-party services selected by you, such as file storage, sharing, or website hosting. Those services have their own terms and policies.

9. Availability and changes

We may modify, update, suspend, or discontinue portions of the App or website. We do not guarantee every feature will always be available or that the App will be free of errors or interruptions.

10. Disclaimer of warranties

To the maximum extent permitted by law, the App and its content are provided on an "as is" and "as available" basis without warranties of any kind.

11. Limitation of liability

To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of data, profits, opportunities, or other losses arising from or related to use of the App.

12. Governing law

These Terms are governed by the laws applicable to the developer's principal place of business, without regard to conflict-of-law principles, except where mandatory consumer-protection laws provide otherwise.

13. Changes to these Terms

We may update these Terms as the App or requirements change. Continued use after updated Terms are published constitutes acceptance to the extent permitted by law.

14. Contact

Questions about these Terms can be sent through the Support page.

Important: These Terms are a product-use template, not a substitute for review by a qualified attorney. Review the final version for your jurisdiction, business structure, pricing model, and exact production features before publication.